Calendar

  • Orientation to First-Time Home Buying and the Programs that can Help! - MD (English)

    Ready to buy your first home?

    This orientation provides an introduction to the homebuying process and to MD first time homebuyer assistance programs. The My Home program provides down payment and closing costs assistance based on your income and the price of your home. Find out what you qualify for and learn about next steps in the homebuying process. Take this first step on the road to homeownership - free of charge.

    4:00 – 5:30 with separate groups in English and Spanish.

    Wednesday, January 17, 2018 at 04:00 PM · 6 rsvps
    LEDC-Wheaton Office in Wheaton, MD
    6 RSVPs
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  • Ahorros, Crédito y el Desarrollo de Su Pequeño Negocio

    Se da gran importancia al crédito en este país. Como empresario, su historial crediticio se lo afecta si quiere conseguir un arrendamiento comercial, un préstamo o una tarjeta de crédito. Venga a esta presentación informativa para aprender sobre estrategias para establecer y mejorar su crédito y los programas de LEDC que existen para apoyarle en sus metas financieras.

    Se abarcará:

    - La importancia de chequear y entender su informe crediticio.

    -Prácticas recomendadas para finanzas personales

    -Creditbuilder (un préstamo con 9% tasa fija de interés)

    -Lending Circles (un préstamo social con 0% tasa de interés)

     

    Evento Sin Costo

    Cupo Limitado

    Thursday, January 18, 2018 at 06:30 PM · 29 rsvps
    LEDC- Oficina en DC in Washington, DC
    29 RSVPs
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  • Entrenamiento para Compradores de Casa - MD (Español)

    ¿Interesado en comprar su primera casa en DC o Maryland?

    Esta clase se provee en Español en la Oficina de MD para tomar la clase en ingles favor de inscribirse en la clase de D.C. 

    En este taller aprenderá como navegar el proceso de comprar una casa en DC y Maryland y como obtener una buena hipoteca. También aprenderá como su historial de crédito, presupuesto personal, y finanzas personales podrían afectar su éxito en el futuro. LEDC invita a diferentes expertos incluyendo un oficial de préstamo, inspector de vivienda, agente de bienes raíces, y agente de seguro para explicarle las diferentes áreas dentro del proceso de compra de casa. También se provee información sobre los programas para asistir compradores de casa por primera vez en MD y DC.

    Esta clase es conforme con los requisitos de los programas de prestamistas y el gobierno que requieren entrenamiento para compradores de casa por primera vez.


    Se ofrece desayuno y  almuerzo ligero en la clase cortesía de los expertos. 

    Precio: $50 para una persona o $75 por una pareja. Para clientes que usan el programa de My Home (MD), el programa les reembolse el costo de la clase. Becas están disponibles para todos los clientes de HPAP.  Algunos bancos también ofrecen becas.  Si Ud. está trabajando con un prestamista que requiere educación para compradores de casa por primera vez, es probable que pagaran por la clase.

    La sesión de consejería individual con una Consejera de LEDC, que sigue el entrenamiento, se ofrece libre de costo.

    Saturday, January 20, 2018 at 08:30 AM · $50.00 USD
    LEDC-MD in Wheaton, MD
    0 RSVPs
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  • Homebuyer Training - DC (English)

    Interested in buying your first home? 

    This class is given in English from our DC office. To take the class in Spanish, please register for a class at our MD office.  

    In this group workshop you will learn how to successfully navigate each step of the home-buying process in DC or Maryland and obtain a smart mortgage. You will also learn how your credit, personal budgeting, and personal finances impact your future success. LEDC invites a host of speakers --among them a loan officer, real estate agent, insurance agent, and home inspector - to provide an instructional walk-through of the homeownership process. Information will also be provided on programs to assist first-time homebuyers in DC and MD.  
    This training meets the requirements for lender and government programs that require first time homebuyer training. This is also a great class for people who do not qualify for assistance through the DC Home Purchase Assistance Program (HPAP). 
    (If you are a DC resident and are interested in learning whether you may qualify for HPAP assistance, sign up first for the “Orientation to First-time Home Buying and the Programs that can Help.”)

    Light breakfast and lunch are provided courtesy of the speakers.  

    We do not provide childcare please make the proper arrangements. 

     

    HPAP/EAHP/Inclusionary Zoning recipients & Citibank clients are required to RSVP through the phone. Please call 202-540-7401. 

    If above is not applicable every other participant will have to pay:

    Price: $50 for single & $75 for couple.

    There is no fee for individual counseling, following the training. 

     

     

     

    Saturday, January 20, 2018 at 08:45 AM · $50.00 USD
    1 RSVPs
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  • Women's Empowerment Program - Positive Thinking & Entrepreneurial Success

    Taking the leap of faith and starting your own business is among the scariest and most exhilarating things to do. All of the sudden the training wheels and safety nets are off, and it’s all you and your ability to carry out a vision. The power of your thoughts cannot be underestimated. Thoughts are powerful and they will either empower or crush your dreams.

    In this Saturday morning workshop, we will discuss the power of positive thinking to make the new year a successful one for you and your business. Join us as we explore ways to raise awareness of negative thought patterns, nip them before they derail a dream, and learn to become a more positive, stronger you!

    Featuring Guest Speakers:

    Rae Roach, Founder of Women Helping Women Retreats, has a passion to help other women find their true potential with more ease and support than she had. After a challenging life journey towards finding her own authentic self, Rae is always willing to share her personal struggles and victories as well as the ways in which she overcome hurdles to a more peaceful, fulfilling life.

    A dynamic speaker, leader and mentor, Rae can quickly hone in on what is needed to powerfully present a concept or business message. With a diverse background in sales, business development, operational and administrative management, and human resources, Rae is known for her incisive writing skills and inspirational delivery. Rae’s energetic presence in any project management situation brings out the best in the entire team.

    Valerie Willis, Co-Founder of Women Helping Women Retreats and Workshops, has a desire to encourage women to discover and embrace her authentic self. Valerie will openly admit that she still considers herself a work-in-progress and is loving the journey that gives her a fresh and positive outlook on life. She is excited to share her experiences and encourage other women to live life with joy and strength.

    Rae and Valerie are a dynamic, vibrant duo whose mission is to assist women to reconnect to their mind, body, and soul with purpose. 

     

    Free Event

    Please note that we cannot accommodate attendees that are more than 15 minutes late

     

     

    Saturday, January 20, 2018 at 10:00 AM
    LEDC - DC Office in Washington, DC
    33 RSVPs
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  • Cómo Entender al Cliente de Su Negocio

    ¿Quiere entender mejor sus clientes?

    En este entrenamiento, se aprenderá a asesorar lo que piensan sus clientes de su producto o servicio y se recibirá consejos para acceder a mercados nuevos o potenciales. Se abarcará:

    -Crear y probar una encuesta

    -Recibir respuestas y analizar la data

    -Herramientas en línea para encuestas

     

     Evento Sin Costo

    Saturday, January 20, 2018 at 12:00 PM · 12 rsvps
    LEDC - Oficina en DC in Washington, DC
    12 RSVPs
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  • Tax Basics for Small Business // Lo Básico de Impuestos para Pequeños Negocios

    Lo Básico de Impuestos para Pequeños Negocios

    Empezar su propio negocio, incluso si sea trabajo de medio tiempo, es una buena manera de ganar dinero extra y encargarse de su propio futuro. Sin embargo, esta oportunidad y gran entusiasmo trae obligaciones de impuestos. ¡Entender todo con respeto a declaración de ingresos no es nada fácil!

    Este taller, presentado por CASH Campaign of Maryland, sirve para responder a preguntas de:

    -Impuesto a las ganancias vs. impuesto al trabajo autónomo

    -1099-Misc vs W2

    -Cuál tipo de registro es necesario para impuestos

    -Cuál gastos de negocio se puede deducir

     

    Evento Sin Costo

    Inscribirse: Llene el formulario de confirmación más abajo

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    Tax Basics for Small Business

    Starting your own business, even if it’s a side gig, is a great way of making extra money and taking charge of your future. But, with this great excitement and opportunity comes tax implications and responsibilities. Making sense of everything when filing your taxes is no walk in the park!

    This workshop, presented by CASH Campaign of Maryland, will answer your questions about:

    -Income tax vs Self-employment tax

    -1099-Misc vs W2

    -What record-keeping is needed for tax purposes

    -What business expenses to deduct

     

    Free Event

    Register: Click here to RSVP in English via Eventbrite

    Wednesday, January 24, 2018 at 06:30 PM · 14 rsvps
    Silver Spring Public Library in Silver Spring, MD
    14 RSVPs
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  • Foreclosure Prevention Seminar-MD (English)

    Are you struggling to make payments on your home? Have you stopped making payments and don’t know what to do? Get help from a certified housing counselor to understand what your options are.This free seminar will help you understand the various options and what you will need to do to prevent foreclosure. Following this seminar, one-on-one foreclosure prevention counseling is available with a Certified Housing Counselor. LEDC’s housing counselors can assist you with applying for a loan modification, obtaining federal and state housing assistance and exploring other options. 

    Free. 

     

    Thursday, January 25, 2018 at 04:00 PM
    LEDC-Wheaton Office in Wheaton, MD
    1 RSVPs
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  • Cómo Empezar Su Negocio - DC

    ¿Quiere abrir su propio negocio en Washington?

    En este entrenamiento, recibirá información general sobre el proceso de iniciar un negocio en DC. Algunos de los temas que se incluye son:

    -Determinar si está listo para empezar su negocio

    -Identificar una idea con potencial de crecimiento

    -Aprender cómo escribir un plan de negocio

    -Dónde conseguir financiamiento para su negocio

    -Navegar el procedimiento de obtener licencias y permisos

     

     Evento Sin Costo

    Thursday, January 25, 2018 at 06:00 PM · 13 rsvps
    LEDC - Oficina en DC in Washington, DC
    13 RSVPs
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  • Market Research & Customer Feedback for Your Business

    Want to better understand your current or potential clients?

    In this training, you will learn to assess how your product or service is received by the public and receive tips on how to tap into new or potential markets.

    Topics include:

    -Designing and testing a survey

    -Collecting responses and analyzing data

    -Online survey tools

     

    Free Event

    Saturday, January 27, 2018 at 10:00 AM
    LEDC - DC Office in Washington, DC
    14 RSVPs
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